Our Financial Peace Journey: February 2017

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If you are new around these parts, the Mister and I took the Dave Ramsey Financial Peace University course through our church at the end of 2015. We have a goal to knock out the remainder of our consumer debt in 2017. You can catch up on our journey by checking out our previous recaps:

February Budget

Here’s the thing about living on a written budget – the longer we do it, the less I feel like I have to say about it in these posts. Because what used to be challenging just doesn’t create money drama anymore.

In February, we had to dip into the emergency fund to help cashflow a house repiping. So the first priority was to re-fund it, which is done.  Also, the water pressure in the house is a-MAZ-ing. I had no idea what I was living without until it was fixed.


February Victories & Blessings

So, you’ll probably notice that the extra income is down quite a bit since last month. There are two reasons for that:

  • The Mister’s extra job restructured some things, and they mutually agreed it was time to let that shift bless someone else.
  • We’ve been spending most of our weekends updating my mother-in-law’s bedroom and bathroom, which has meant not hustling some side work.

We’re comfortable with that. The Mister has been working so hard these last months, and we need a little time for him to rest and get some things done at home. He has been picking some overtime up at work, which has helped the budget as well.

In spite of the lower extra income and the dip into the emergency fund, I’m happy to report that we still paid off more than $700 on the debt snowball in February!


If you want to take control of your finances, I’d suggest the following books:

Or go online to www.daveramsey.com to find a Financial Peace University course starting near you.